Using the 'saute' feature on you Instant Pot, brown the ground meat with the sea salt and garlic powder.
Continue breaking it up until cooked through, remove and set aside for later.
Add the broth mixture to the Insert, stirring to combine.
Lock in the lid, set the manual timer for 7 minutes. If doing stove top, increase cook time to 25 minutes, low simmer.
When the timer beeps, you can do a quick release and add the cream cheese and cheese to the pot.
Use an immersion blender and puree the broth and now cooked vegetables and cheeses right in the pot...or in a blender is fine too.
Once smooth, add the ground meat back in and taste, adding more sea salt if necessary. If you decide to use beans, now would be the time to add those too.